LEGAL
NOTICES CONCERNING THIS WEBSITE
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PLEASE
READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE.
This
lawful document covers the following linked topics:
EXPLANATION OF CAUSE, PRIVACY
POLICY, GENERAL INTENT OF THIS WEBSITE,
LIMITATION
OF loss and JURISDICTION
AND VENUE
EXPLANATION
OF CAUSE
This
page, LEGAL NOTICES CONCERNING THIS WEBSITE has been provided to
give legal notices NOT TO OUR CLIENTS, but to online visitors who
may at times have legitimate questions or even be operating with
spurious intent. As a client, you are afforded the highest level
of privacy and further ethical treatment as described in our Privacy
Policy and on our Corporate
Policy page.
This
notice has been made available to the public with links placed in
the conspicuous, industry standard location at the bottom of each
page of this website. Persons interested in online materials legitimately
seeking to conduct themselves lawfully have been long instructed
by common knowledge, popularity of the Internet, as well as any
other published materials regardless of format, to look for such
official and lawful notices in all published materials to be apprised
of the terms of use lawfully dictated by owners, authors and publishers.
By using this website you have acknowledged receipt of and agreed
to these terms, acknowledging that you have been informed of Copyright
issues, Conditions of Use and Warranty and loss issues.
If
you do not agree to these terms, do not use this website.
PRIVACY
POLICY
Your
private information will not be made public. Your phone number and
email address will not be used for unwelcome solicitation and will
NEVER be sold to marketing list generators or their kind. Your banking,
tax, insurance and any other information that Charles R. Tutwiler
and Associates, Inc. may require or be inadvertently exposed
to in the process of doing business shall in no way be
shared with any party, at any time, for any purpose EVER, except
as we may be required by Law through clear public legislation or
legitimate Court Order.
In
short, doing business with us will not
cause you to receive phone calls or receive "junk mail"
from persons selling products, asking for donations or taking surveys
and we are always happy to take further measures, for instance,
not even mentioning your resolved case in our Success Stories Library
if that is your expressed wish. The privacy afforded to you by Charles
R. Tutwiler and Associates, Inc. is significantly greater than the
warranty of privacy provided by the offices of most family physicians.
GENERAL
INTENT OF THIS WEBSITE
The
website of Charles R. Tutwiler and Associates, Inc. is an online
representation of a privately owned business, not a school, university,
training program, nonprofit organization, government organization,
law office, insurance company or any other form of organization
that may have a responsibility to the public or anyone other than
our own clients.
The
information on this website is posted as a courtesy
and is presented neither as educational materials or legal advice;
all information is presented "as is", without warranty
or promise and made available to read to anyone capable of accessing
the site without special arrangement.
ACCESSIBILITY
As
of the original publishing year of 2005, we have made this site
significantly more handicap accessible than the larger majority
of websites that can be randomly surveyed on the Internet. We have
installed a site map that is friendly to audio browsers; we have
strategically placed text links throughout the site; we have properly
utilized our alt tags and in no instance have we buried text information
in any graphics file without also providing the same information
via html in a logical tab descending order. We care about those
visitors with special needs and it is our desire to serve you. However,
we have rejected true WC3 compliance as
such would greatly hamper our online efforts and create unreasonable
difficulty for the larger group of persons visiting our site who
benefit from dhtml menus, Java and other such implemented technologies.
This is our right, just as it is your right to do business elsewhere.
Should
you require special arrangements beyond that which we have already
provided hereto, we are neither responsible for providing such arrangements,
nor are we in any way liable or somehow acting in a discriminatory
manner towards you or any group of peoples by not providing such
special arrangements. It
is our desire that all persons are able to utilize this site, but
our desire cannot be translated into a lawful responsibility to
make that possible for all persons who may have special needs. Just
as McDonald's Corporation is certainly not prevented from placing
a McDonald's in a second floor location where certain peoples may
be unable to purchase their product because of a lack of elevators,
neither Charles R. Tutwiler and Associates,
Inc. or the original designers, iPowerGRFX are responsible
for facilitating free and equal access to our website to all persons.
The
designer DOES value your comments and suggestions on this topic
and you may email iPowerGRFX by clicking here. This does not mean
that we will follow your suggestions and if we do, you will not
be in any way compensated for them.
COPYRIGHTS
AND USE OF DOCUMENTS
Thank
you for your interest in Charles R. Tutwiler and Associates, Inc.
All the articles and information herein are Copyrighted either to
Charles R. Tutwiler and Associates, Inc. or fall under one or more
of several other Private Copyrights respectively. Nothing here
is "FREE" or considered in the "Public Domain"
unless otherwise noted in writing upon a particular document. The
World Wide Web may or may not be "FREE" and in the "Public
Domain", depending upon the expert and subjective interpretation
of current legislation, BUT the written word and intellectual property
may be and in this case is under Copyright regardless of where you've
found it, i.e. a book, on the Internet., in video or any other format.
This
said, please do feel free to read and study the information you
find herein; it is placed here for your reading, but DO NOT copy
documents, print documents, distribute documents, alter documents,
copy and paste segments of documents, utilize graphics or in any
way treat our property as if it were your own or in the Public Domain;
it is not; it is ours and we are sharing it on our own terms.
These
terms are specific and simple: Free for online examination at our
url: www.publicadjuster.com with no further use granted.©
Copyrights Charles R. Tutwiler and Associates, Inc. 1980 through
2010 et.al.
LINKING
METHODOLOGY
Yes,
you MAY place links to our homepage or even to our branded
documents without alteration, as long as the page that loads
in response to your link is OUR PAGE, with OUR BRANDING, with NO
ALTERATION and NO SECONDARY BRANDING.
No,
you MAY NOT load our pages into your frames or dynamic tables.
Such will be considered theft and copyright infringement may be
aggressively pursued based upon our judgment.
FURTHER,
if you link to our documents somehow removing or hiding our branding,
or link to graphics, css, Java, other raw code, you are considered
a thief, the crime is known as Bandwidth Theft and upon discovery
you may be prosecuted. Also be informed that the relative unlikelihood
of prosecution in no way places such a party "in the clear".
Bandwidth Theft is a blatant violation of the rules for most search
engines such as Yahoo, Google, AOL, MSN, NETSCAPE and others as
well as most reputable web hosting facilities. Upon report, your
site(s) will likely be banned from search engines forever, your
url(s) sold to the highest bidder, your site files instantly erased
from your Private server and your name or organization "black
listed" from reputable web hosting providers — all without
so much as notification, much less due process of law. These are
the rules of the Internet., you are responsible for knowing and
adhering to them and our Webmaster does chart and document connections
and conduct. You have been informed.
IN
PLAIN LANGUAGE, it's really pretty simple; you may read a book and
read it for free, but if you place your own cover on the book, photocopy
pages of the book or distribute the book's contents to others, you
have stolen the book and the lawful author, publisher and distributor
has reasonable grievance.
COMMENTS
AND SUGGESTIONS
We
enjoy hearing and very much value your opinions expressed in comments
and suggestions, as this makes us more adept at serving you. Comments
or suggestions are defined as: any communication in response to
this or any other Charles R. Tutwiler and Associates, Inc. or iPowerGRFX
website with the exception of potential Public Adjuster business
that is covered under our
Privacy Policy.
All
comments, suggestions, ideas, concepts, or other information disclosed
or offered to Charles R. Tutwiler and Associates, Inc. or iPowerGRFX
by this site or in response to this site or in response to solicitations
in, on or concerning this site or other Charles R. Tutwiler and
Associates, Inc. sites or iPowerGRFX designed or managed sites shall
be deemed and shall remain the property of Charles R. Tutwiler and
Associates, Inc. or iPowerGRFX respectively with the exception of
information collected from clients which is covered under our Privacy
Policy. None of your comments or suggestions will be subject
to any obligation of confidence on the part of Charles R. Tutwiler
and Associates, Inc. or iPowerGRFX and Charles R. Tutwiler and Associates,
Inc. or iPowerGRFX will not be liable for any use or disclosure
of any comments or suggestions. Charles R. Tutwiler and Associates,
Inc. or iPowerGRFX shall exclusively own all now known or hereafter
existing rights to the comments or suggestions of any kind and nature
and shall be entitled to the unrestricted use of the comments or
suggestions for any purpose whatsoever, without compensation to
the provider of the comments or suggestions.
DISCLAIMER
THE
MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT
WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED.
We
have taken every reasonable care in presenting clear, factual information,
but again, we are not your lawyers or your university or a government
agency or an insurance agency.
TO
THE FULLEST EXTENT PERMISSIBLE PURSUANT TO THE APPLICABLE LAW, Charles
R. Tutwiler and Associates, Inc. DISCLAIMS ALL WARRANTIES, EXPRESSED
OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Charles
R. Tutwiler and Associates, Inc. DOES NOT WARRANT THAT THE FUNCTIONS
CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE,
THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER
THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Charles
R. Tutwiler and Associates, Inc. DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS
REGARDING THE USE OR THE RESULT OF THE USE OF THE MATERIALS IN THIS
SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, REloss, OR OTHERWISE.
YOU
(NOT Charles R. Tutwiler and Associates, Inc. ) ASSUME THE ENTIRE
COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE
LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE
EXCLUSION MAY NOT APPLY TO YOU.
LIMITATION
OF loss
Under
no circumstances, including, but not limited to alleged or found
negligence, shall Charles R. Tutwiler and Associates, Inc. be liable
for any special or consequential damages that result from the use
of, or the inability to use the documents in this site, even if
Charles R. Tutwiler and Associates, Inc. or a Charles R. Tutwiler
and Associates, Inc. authorized representative has been advised
of the possibility of such damages. Applicable law may not allow
the limitation or exclusion of loss or incidental, or consequential
damages, so the above limitation or exclusion may not apply to you.
In no event shall Charles R. Tutwiler and Associates, Inc. total
loss to you for all damages, losses, and causes of action (whether
in contract, including, but not limited to negligence, or otherwise)
exceed the amount paid by you, if any, for accessing this site.
JURISDICTION
AND VENUE
This
agreement shall be governed by and construed in accordance with
the laws of the State of Florida and the United States of America,
without giving effect to any principles of conflict of law. If any
provision of this agreement shall be unlawful, void, or for any
reason unenforceable, then that provision shall be deemed severable
from this agreement and shall not affect the validity and enforceability
of any remaining provisions. This is the entire agreement between
the parties relating to the subject matter herein and shall not
be modified except in writing, signed by both parties.
END\\
Our clients are the insured policyholders - property owners and business owners telling the story of increased insurance settlements, full policy limits paid and successful recovery from hurricanes, fires, sinkholes, hidden decay, water and smoke damage and other property loss insurance claims and catastrophic (CAT) disasters. Examine our SUCCESS STORIES LIBRARY, PAGE
1, PAGE
2, PAGE
3, PAGE
4 and PAGE
5. You will discover you are not the only person who has had to deal
with the frustrations, the worries, and the inconvenience that follows a loss.
Call our National Toll Free Number: 1.800.321.4488
or email us
at tutwiler@publicadjuster.com. We will discuss your loss and help
ease you through your crisis. •
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