Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

Statement of General Corporate Policy

1. As the work of adjusting insurance claims engages the public trust, our adjusters will put the duty of fair and honest treatment of the Policyholder above the adjuster's own interest in every instance.

2. Our adjusters shall not undertake the adjustment of any claim which the adjuster is not currently competent and knowledgeable as to the terms and conditions of the insurance coverage, or which otherwise exceeds the adjuster's current expertise.

3. Our adjusters shall handle each and every adjustment and settlement with honesty and integrity and allow a fair adjustment or settlement to all parties without any enumeration to himself except that to which he is legally entitled.

4. Our adjusters upon undertaking the handling of a claim shall act with dispatch and due diligence in achieving a proper disposition thereof.

5. Our adjusters shall exercise extraordinary care when dealing with elderly clients, to be sure that they are not disadvantaged in their claim transactions by failing memory or impaired cognitive process.

6. As public adjusters we shall not prevent or attempt to dissuade a claimant from speaking privately with the insurance company, their adjusters, attorney, or any other person regarding the settlement of their claim.

7. We pledge to steadfastly avoid any false or misleading representation of our services or claims filed on behalf of our client.

8. We are committed to our obligation in providing the best possible service to all of our clients. We value our place in the community and recognize our responsibility as local business people.

9. We support the aims and objectives of National Association of Public Insurance Adjusters and participate in efforts towards the advance of our industry through its programs, services and education.

10. Our firm subscribes to and supports the Ethical Requirements for Public Adjusters as outlined in Florida Statutes 626.954 and the Code of Ethics as outlined in the National Association of Public Insurance Adjusters Rules of Professional Conduct and Ethics.

Our clients are the insured policyholders - property owners and business owners telling the story of increased insurance settlements, full policy limits paid and successful recovery from hurricanes, fires, sinkholes, hidden decay, water and smoke damage and other property loss insurance claims and catastrophic (CAT) disasters. Examine our SUCCESS STORIES LIBRARY, PAGE 1, PAGE 2, PAGE 3, PAGE 4 and PAGE 5. You will discover you are not the only person who has had to deal with the frustrations, the worries, and the inconvenience that follows a loss. Call our National Toll Free Number: 1.800.321.4488 or email us at tutwiler@publicadjuster.com. We will discuss your loss and help ease you through your crisis.

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