Certified Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

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Our Staff of Professional Certified Public Adjusters...

With over 150 combined years of loss consulting and insurance adjusting experience, we bring expert credentials to you, the policyholder, in all phases of the claim adjusting process. With offices strategically located, our highly-trained staff is available to meet with you at any time to discuss your insurance loss crisis.

Charles R. Tutwiler and Associates, Inc. offers you impeccable credentials and is recognized nationwide as a leader in the insurance loss adjusting field. Our knowledge of property policies, experience in claims, reloss, professionalism, and ethical standards are why we are consistently being called upon to assist businesses, property owners of all types, condominium associations, government, law and accounting firms, with their property or financial loss.

Please take a few moments getting to know some of our distinguished staff by reading the professional biographies below.

 
 
Charles Edwin “Ed” Collier, Jr., AIC, ARM
Originally hailing from Richmond, VA, Ed has resided in Florida for the last 31 years. He is a graduate of Virginia Polytechnic Institute and State University, Blacksburg, VA, earning a degree in International Studies with a minor in Economics. After a tour in the U.S. Air Force, Ed attended the Travelers Insurance Company Casualty-Property Claims Training Course in Richmond and worked as a casualty-property adjuster for Travelers in Tampa, FL. In 1975 he joined the firm of Crawford and Company in Tampa as an all lines independent adjuster where he served for over 30 years as an adjuster and supervisor handling complex litigated cases. Ed has attended numerous insurance industry continuing education courses and holds both the Associate in Claims (AIC) and Associate in Risk Management (ARM) designations from the Insurance Institute of America. Ed completed a tour of duty in the Air Force Reserves at Headquarters, U.S. Special Operations Command in September 2005 and after 35 years of service, retired from the Air Force Reserves October 1, 2005. He then joined Charles R. Tutwiler and Associates, Inc. as a fully licensed all lines public adjuster in Florida. He is also licensed in North Carolina, South Carolina, and Texas. Ed is a member of the National Association of Public Insurance Adjusters (NAPIA), the Windstorm Insurance Network, and the American Legion. You may email Ed at: collier@publicadjuster.com
 
Dante R. Fabbro, P.C.L.A.
Dante has been a resident of Florida since 1976. He holds a B.S. degree from the University of South Florida College of Business Administration (1988). He joined the firm in 1993 and has successfully represented hundreds of clients on claims ranging in size from $10,000 to just under $7 million. His experience includes handling claims arising from major hurricanes such as Andrew ('92), Opal ('95), Georges ('98), Charley, Frances, Ivan, and Jeanne ('04). Additional specialties include larger fire and collapse caused by hidden decay losses. Dante's membership include: the National Association of Public Insurance Adjusters (NAPIA) and Windstorm Insurance Network Inc. He is flood certified (NFIP), bears the professional designation of Property Claims Law Associate (P.C.L.A.), and is licensed as a public insurance adjuster in Florida, North Carolina, South Carolina, and Texas. Dante also has experience with the international insurance community through his adjustment of larger losses in the Caribbean Islands.
Read a testimonial from Florida attorneys Fink & Boyle, P.A. Attorneys at Law concerning Dante Fabbro's exceptional Public Adjusting work. You may email Dante at: fabbro@publicadjuster.com
 
Frank G. Fortson
Frank has over 20 years of business success as a professional entrepreneur working in the restaurant food industry including owning his own franchise stores in California. Seeking a different professional challenge, Frank obtained his Florida public insurance adjuster license. He has successfully assisted clients with their hurricane, fire, sinkhole, and collapse losses. His clients include one of the nation's largest hotel chains where millions of dollars were recovered as a result of the four devastating hurricanes that hit Florida in 2004. Frank is a member of the National Association of Public Insurance Adjusters (NAPIA) and the Windstorm Insurance Network Inc. where he has served as a presenter in conference workshops. He is certified as an expert in Florida courts regarding loss and damage evaluation appraisal insurance loss. He is licensed as a public insurance adjuster in Florida, New York, North Carolina, South Carolina, Louisiana and Texas, and the Virgin Islands. You may email Frank at: fortson@publicadjuster.com
 
Keith Grams
Keith is a Tampa native and a graduate of St. Leo University with a B.A. in Business Management. Since joining Charles R. Tutwiler & Associates, Inc., Keith has successfully settled hundreds of commercial, industrial, and residential property claims including hurricane, flood, water damage, mold, sinkhole, fire, collapse and many others. The 2004 hurricane season included four major hurricanes which presented unprecedented challenges to the insurance industry. Keith's expertise and vigilance resulted in multi-million dollar insurance settlements for his clients. Keith is licensed to represent insurance policyholders in Florida, North Carolina, South Carolina, Louisiana, Kentucky and Texas. He is a member of the National Association of Public Insurance Adjusters (NAPIA); as well as the Windstorm Insurance Network. Keith has been a presenter for Condominium Associations and has even appeared on a local cable television channel to discuss various insurance topics. Each year Keith attends numerous educational seminars, workshops and presentations to stay abreast of an ever-changing insurance industry. He is a certified Umpire. You may email Keith at: grams@publicadjuster.com
 
Leonard E. Miller, C.P.A.
Lenny has resided in Florida for years. He received his B.A. in Accounting from the University of South Florida College of Business Administration (1982). He has practiced public accounting for over 20 years. In addition to holding his C.P.A. license, he is also Florida licensed as a public insurance adjuster, as well as being licensed by the Florida Department of Insurance for Health and Life and Series 7 Securities. His memberships include: panel member, American Arbitration Assocation; Florida Bar Grievance Committee; and is designated Certified Valuation Analyst. He has testified as an expert witness in various courts as well as chaired various arbitrations under the American Arbitration Association. You may email Lenny at: lenny@vitalemillercpa.com
 
Michael W. Platts
Before joining Charles R. Tutwiler and Associates Inc. in 1994, Mike began his career as an all-lines and property claims adjuster with Allstate Insurance. He currently holds licenses as an all-lines public insurance adjuster within the states of Florida, North Carolina, South Carolina, Maryland and Texas. Mike has been certified by both the State of Florida for windstorm claims handling and by the Federal Government Management Association (FEMA) for flood adjustment. His memberships include the: National Association of Public Insurance Adjusters (NAPIA) and the Windstorm Insurance Network, Inc. Mike has presented a number of workshops for the Windstorm Insurance Network annual conferences, having had years of experience with many hurricanes. Born to a military family, Mike put himself through college earning his B.A. in Business Administration from the University of South Florida. He is married and is an historian by avocation. Mike is committed to the concept that consumers have the right to the full amount of the product which they have purchased. His many varied interests as well as years of experience help him to maximize your recovery. You may email Mike at: platts@publicadjuster.com
 
Richard P. "Rick" Tutwiler, P.C.L.S.
Rick was born and educated in Tampa, Florida. After graduating from Jesuit High School in Tampa, he went on to earn his B.A. in Business Management from the University of South Florida’s College of Business Administration. Rick completed the Basic Property Loss Adjustment Class from Crawford & Company’s University in Atlanta, GA, the only adjusters education program of its kind. Rick joined the firm in 2005 and has successfully settled fire, flood, windstorm, vandalism, water losses, and lightning claims for both commercial and residential properties. He has also acted as an appraiser for various claims resulting in very successful outcomes for the insured. He also holds licenses in New York, North Carolina, South Carolina, Georgia and Texas. Rick is a member of the National Association of Public Insurance Adjusters (NAPIA), Windstorm Insurance Network Inc., Community Association Institute Suncoast Chapter, USF College of Business Alumni Chapter, a past member of the President’s Circle of the Clearwater Chamber of Commerce and actively involved in Big Brothers Big Sisters. Rick is a certified umpire under the Windstorm Insurance Network certification program. You may email Rick at: ricktutwiler@publicadjuster.com
 
 
 
 
 

Our clients are the insured policyholders - property owners and business owners telling the story of increased insurance settlements, full policy limits paid and successful recovery from hurricanes, fires, sinkholes, hidden decay, water and smoke damage and other property loss insurance claims and catastrophic (CAT) disasters. Examine our SUCCESS STORIES LIBRARY, PAGE 1, PAGE 2, PAGE 3, PAGE 4 and PAGE 5. You will discover you are not the only person who has had to deal with the frustrations, the worries, and the inconvenience that follows a loss. Call our National Toll Free Number: 1.800.321.4488 or email us at tutwiler@publicadjuster.com. We will discuss your loss and help ease you through your crisis.

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Charles R. Tutwiler and Associates, Inc. are Public Adjusters specializing in commercial and residential property loss adjusting.
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tutwiler@publicadjuster.com.

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