Tutwiler Success Stories

When this Spring Hill homeowner began noticing cracks around the pool deck and his floor tile buckled, he knew something bad was happening. Then, his suspicions were confirmed when testing identified sinkhole activity at his next-door neighbor’s house. He made a claim with his insurance company fully expecting to be treated fairly. Unfortunately, after testing his house, the insurance company denied his sinkhole claim citing a myriad of policy exclusions. At the recommendation of his neighbor, the homeowner contacted public adjuster Keith Grams of Tutwiler & Associates to represent him in his claim.

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On July 6, 2011 an electrical fire broke out in a rental property located in St. Petersburg, Florida.  Major smoke damage ensued as well as water damage caused by the fire department extinguishing the fire.  Since the condition of the dwelling made it uninhabitable, the tenants were forced to move out causing the property owner to sustain additional losses in rental income.

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On January 8, 2011, a toilet supply line burst in an upscale two-story home causing significant damage to the bathroom, bathroom cabinetry, drywall, insulation, baseboards, doors, door frames, kitchen cabinets, and custom oak wood flooring located throughout the dwelling.

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In early 2011, a major electrical fire erupted in a Siesta Key residence causing significant damage throughout the insured’s winter vacation home.  Immediately following the loss, the homeowners reported the damage to their insurance company and an adjuster was assigned to handle the claim.  Two weeks later, the adjuster provided the homeowners with his repair estimate for the house damage and immediately issued a check the same day in the amount of $47,945.32.  Was this a fair insurance settlement offer?

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This Cape Coral homeowner hired a roofing contractor to install a new roof during a remodeling project.  The roofing contractor removed the old roof without properly covering the openings in the roof. After an afternoon rain shower the following day the homeowner discovered water damage in multiple rooms of the house.

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Fire caused extensive damage to this Nakomis, Fl home’s interior.  After filing their claim, the insurance company did an inspection and presented the homeowner a settlement estimate for slightly more than $100,000.00.

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As the State Fire Marshal could not determine a cause or point of origin...

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On September 16, 2010, an outdoor sprinkler head burst shooting water through the soffit into the interior of the dwelling causing...

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When this Ybor City rental house began settling, the real estate investor notified his insurance company of the damage.  After months of getting nowhere with the insurance company, the owner retained Tutwiler & Associates for assistance with the insurance claim.

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A residential neighborhood in southwestern Pasco County was impacted by a severe hailstorm during the spring of 2009. Shortly after the storm, the homeowners filed a claim under their insurance policy. While every home on their street was getting their damaged roofs replaced by their insurance carriers, this carrier denied every attempt made by the homeowners to collect for the damages to their roof. Finally, almost 2 years after the loss and in desperation, they called Michael Platts of Tutwiler & Associates...

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