Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

Public Adjusters are experts at loss recovery maximizing insurance recovery and recovering maximum recovery to mitigate property damage and win high insurance disaster losses!

The Harris House, a historical building, suffered a fire loss causing fire, smoke, heat and water damage to the building structure and contents. The initial offer proposed by the insurance company's adjuster to settle the matter in its entirety was only $10,720.00.

Realizing the woeful inadequacy of this offer, the owner of this landmark building retained the services of Charles R. Tutwiler and Associates, Inc. After an extensive investigation and after documentation of loss and damages, an amicable settlement was reached with the insurance carrier in the amount of $230,000.00, a $219,000 INCREASE over the insurance company's offer!