Public Adjusters Charles R. Tutwiler & Associates, Inc. are the experienced catastrophic Public Insurance Claims Adjusters and Loss Consultants - Loss Appraisers for the property/business insurance policyholder having sustained any form of property damage, business interuption, loss of inventory/loss of stock or other cause for insurance claims. Providing expert hurricane property damage insurance claims documentation, investigation, appraisals, representation and negotiation, we have represented policyholders following hurricanes Elena, Andrew, Opal, Erwin, Georges, Lenny, Charley, Frances, Ivan, Jeanne, Katrina, Rita and Wilma. Working exclusively for you, the policyholder, we have regularly negotiated increases in Client property insurance settlement amounts(that's INCREASED SETTLEMENTS or NEW MONEY) anywhere from double to ten times and even 20+ times initial insurance company adjuster estimates and offers - even after insurance claims denials/refusals - even after settlements/checks have already been paid! We are your Professional Public Adjusters!

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Success Stories Library Page One (of Five)

 
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Condominium Insurance Claim for Hidden Decay: Three Palms Point Condominiums; a final arbitration award was entered for $11.3 MILLION. . . a $10,808,872.00 INCREASE, 23 TIMES more than the insurance company offer!

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Hurrican Loss Adjustment for K-Mart: Key Plaza Shopping Center; Insurer estimated $250,000 damage; Charles R. Tutwiler and Associates, Inc. secured the Insured Party $3,718,223... $3,468,223 MORE than the insurance company estimate!

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Key West Hurricane Adjusters Win MORE THAN 12 TIMES THE INSURANCE COMPANY'S OFFER! The Southernmost House, one of America's most photographed and historical buildings, located at the southernmost point in the city of Key West, Florida. Charles R. Tutwiler and Associates, Inc. ultimately concluded the claim for...

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Doctor's Reference Letter: (fire insurance claim) All Women's Health Center, Inc. "As a result of your professional expertise involving construction, medical equipment loss, restoration, salvage and business interruption, this claim was resolved in a timely manner."

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$2.5 million negotiated settlement for hurricane damage: Reference Letter: Turnberry Isle South Condominiums; settlement negotiated by Charles R. Tutwiler and Associates, Inc.

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Success Story: (collapse and hidden decay claim) Delco Oil Company Warehouse; collapse/hidden decay. $1.6 million in amicable settlement negotiated with Fireman's Fund Insurance by Charles R. Tutwiler and Associates, Inc.

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Success Story: (hidden decay/termites) The North Bay Village Community; hidden decay/termite damage. $1,333,216.27 negotiated for repairs by Charles R. Tutwiler and Associates, Inc.settlement

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Success Story: (hurricane) Frangista Beach Inn; Insurer offered $99,000. Charles R. Tutwiler and Associates, Inc. secured a settlement of $1.3 million.

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Success Story: (flood & windstorm damage) Waterview Towers; Insurer offered $350,000. Charles R. Tutwiler and Associates, Inc. secured a settlement of $1,000,000.

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Reference Letter: (hurricane) Hidden Dunes Community Association; $3 million MORE than the insurance company's offer negotiated by Charles R. Tutwiler and Associates, Inc. insurance adjusters

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Success Story: (hurricane) Hidden Dunes Condominium Association; $3 million in new money AFTER THE INSURER HAD ALREADY PAID $1.2 MILLION!

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Success Story: (hurricane) SEACAMP, a not-for-profit teaching and research facility; $776,142.74 obtained by Charles R. Tutwiler and Associates, Inc.

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Attorney Reference Letter (fire) Rivergrove Apartment Building; $40,000.00 over the initial insurance company offer!

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Success Story: (hurricane) The Fountainbleau Terrace Hotel and Resort. . . concluded the windstorm claim for $575,100.00 (a 460% increase) or $450,000.00 additional money!

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Reference Letter: (hurricane) Arlen House East; "It is not an easy thing to get an insurance company to pay out nearly a million dollars . . ."

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Out of respect for the client, no photo is available for this private home.

Reference Letter: (house fire) Arthur E. Brom, private home owner; "I am convinced we would not have received as large a settlement as we did without your help."

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Success Story: (storm damage) Bisk Education / Total Tape Inc. Charles R. Tutwiler and Associates, Inc. was hired by Bisk Education and, working with a team of legal and other professionals, was successful in ultimately securing a $781,057.00 payment from their insurance carrier for the damages sustained.

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Success Story: (hurricane) Captain Oliver's Resort, a 4-star resort located half on the Dutch side and half on the French side in St. Martin/St. Maarten. . . an amicable settlement with the Dutch adjusters and underwriters in Amsterdam, Holland.

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Success Story: (termites & hidden decay damage) Clearbrooke Town Homes, $805,000.00 MORE than the insurance company's first offer to settle. (Here, Charles R. "Dick" Tutwiler presents a check to the clients personally.)

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Professional Loss Consultants Maximize Policy Benefits for Fire Insurance Claim — TWICE! (fire... TWICE!) Desk & Chair Warehouse, Charles R. Tutwiler and Associates, Inc. was able to get policy limits paid twice, with the insured retaining salvage.

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Reference Letter: (hurricane destruction) Emerald Coast Vacation Rentals & Sales; "I continue to stress the importance of a qualified public adjuster -- and enjoy speaking of the performance Charles R. Tutwiler and Associates, Inc. performed for the association we manage."

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Success Story: (hurricane policy) Glen Eagles Green; As a result of hiring Charles R. Tutwiler and Associates, Inc. , this loss was settled for $482,200.00. . . $452,000.00 MORE than the insurance company's evaluation!

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Success Story: (hurricane insurance claim) Gulf Gate Condominium Association. . . payment was a 460% increase above the insurance company's "final and best" offer!

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Reference Letter: (hurricane) Harbor Towne Condominiums; "Without your assistance, one of two things would have occurred: we would not have new roofs on our buildings or we would have been forced to approve a very large assessment to accomplish what you have done for us."

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Success Story: (fire/smoke & water) The Harris House. . . an amicable settlement was reached with the insurance carrier in the amount of $230,000.00, a $219,000 INCREASE over the insurance company's offer!

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Success Story: (fire claim / smoke & water damage) Law Offices, Hyde Park; The law firm hired Charles R. Tutwiler and Associates and was able to resume operations while the fire claim was documented, prepared and negotiated.

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Success Story: (fire adjustment) Instant Whip Dairy Products Corporation; settlement for $192,521.66, an increase of 150% over the insurance company's offer, PLUS further settlement to increase the total to just under a half million dollars!

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Success Story: (hurricane loss) Island Resturant; this Island Restaurant recovered an additional payment above the carrier’s offer of $97,284.00 or a 70% increase over the carrier's evaluation!

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Success Story: (hurricane damage) The Key West Beach Club Condominium Association; this community received a settlement for damages close to $700,000.00. . . after being told by their insurance company's adjusters that the damages would likely not even exceed their deductible!

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Success Story: (hurricane catrastrophe) Key West Mansion, Shark Key; Charles R. Tutwiler and Associates, Inc. settled the claim for nearly $200,000.00 — $170,000 MORE than the insurance company offered. public adjusters win big!

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Charles R. Tutwiler and Associates, Inc. are Public Adjusters specializing in commercial and residential property loss adjusting.
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tutwiler@publicadjuster.com.

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