Public Adjuster's Success Stories Library Page Three (of Five)

Success Story: (hidden decay) Sand Cay Condominium Association finds hidden decay and insurance company pays $352,000 — Florida public adjusters settle the claim for another $2,953,000.00 over the initial insurance company pay out!

Success Story: (hurricane damage by 3 hurricanes) Assisted Living Community Hit Repeatedly by Hurricanes Charley, Frances and Jeanne in 2004; After preparing a detailed and fully documented damage report, the claim package was presented to the insurance company and was settled for more than $1.5 million.

Success Story: (the hurricanes of 2004) Avista Hotels: The insurance carrier explained damage did not exceed deductible; no payment would be issued. A compromised settlement was reached in the amount of $3,452,487.49.

Success Story: (hidden decay) Cedar Woods Condominium Association, Florida's Southwest Coast. Property insurer authorized repairs of approximately $900,000.00; final settlement paid to the Association in excess of $1,500,000,00, or more than $600,000.00 over the insurer's initial approved amount.

Success Story: (Hurricane Charley) Commercial Building: Insurance company offered only a small amount for repairs; settled the claim for full policy limits — more than three times what the insurance company offered.

Success Story: (Hurricane Andrew) Costa Del Sol: The Florida Department of Insurance recommended the Association hire a public adjusting firm. The Association received in excess of $5,000,000,00 for hurricane damage repairs.

Success Story: (Hurricane Charley) East Coast Condo Association: Insurance company adjuster reported that much of the damage would not be covered and the total may exceed deductible; settled for more than $520,000.00.

Success Story: (water and mold damage) Executive Home in South Tampa; settled for more than $271,000.00.

Success Story: (hidden decay) Gulf Mariner Condominium Association; The insurance carrier denied the claim, but subsequently agreed to a half million dollar ($500,000.00) settlement.

Success Story: (hidden decay) Gulf Shores Condominium Association; a two-part settlement totaling $810,633.00.

Success Story: (Hurricane Charley) Hampton Inn, a national franchise hotel located in Central Florida; various adjusters and other experts calculated the damage at or slightly more than the $90,600.00 hurricane deductible; the claim was settled for more than $605,000.00, more than one half million dollars over the insurance company's estimates!

Success Story: (Hurricane Charley) Hilton Garden Inn; The insurance company's adjuster and other experts calculated damages at an amount below the $141,000.00 deductible. The claim was settled for more than $693,000.00.

Success Story: (Hurricane Frances) Holiday Inn Express; The insurance company's adjuster inspected the damage and calculated damages of approximately $500,000.00. The claim was settled for more than SIX TIMES the amount of the insurance company's original damage estimates.

Success Story: (collapse) Lake Walden International Pre-School, East Hillsborough County, Florida: The policyholder was paid a settlement of $180,000.00 under the collapse provision of their insurance policy.

Success Story: (Hurricane Charley) Lakes Edge Condominium Association; The condo association received in excess of $2.3 million.

Success Story: (hidden decay) Long Bayou Condominium Community located on Florida's West Coast: The Association's Board retained Charles R. Tutwiler and Associates, Inc. to pursue the damage with its insurance carrier which resulted in a $462,500.00 settlement.

Success Story: (hidden decay) Paradise Shores Apartments; Mediation resulted in a successful insurance settlement in the amount of $925,000.00.

Success Story: (Hurricane Ivan) Pensacola Custom Home: Two different insurance company adjusters, inaccurate reports prepared by insurance company experts and the matter was finally concluded for in excess of $600,000.00 — almost double what the adjusters for the insurance company assessed the loss for.

Success Story: (Hurricane Frances) Portofino Gardens: The insurance company adjuster offered approximately $200,000.00 to settle the claim; claim was settled for more than $600,000.00.

Success Story: (hidden decay damage) Arena De Madeira Condominium Association, Gulf of Mexico; The insurance company offered $15,000.00 to settle; final settlement was for $100,000.00!

Success Story: (hidden decay and termites) Sheridan Woods Townehomes, Tampa, Florida; Sheridan Woods retained Charles R. Tutwiler and Associates, Inc. which ultimately resulted in a $650,000.00 settlement

Success Story: (Hurricane Frances) Southern Shores Condominium Community: The insurance company adjuster prepared an estimate of less than $230,000.00. The claim was settled in appraisal $651,286.00 — nearly FOUR TIMES the insurer's offer!

Success Story: (Hurricane Jeanne) Trident Properties: Recovered the full policy limits, as well as the maximum limits on loss of rents.

Success Story: (water damage) Wingate Inn, East Fowler Avenue, Tampa, Florida: After negotiating, documenting and presenting the damages to the insurance company related to the building, business, personal property and business interruption, an amicable settlement was reached.