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St. Pete Beach, Florida
During routine maintenance and inspection at Three Palms Point,
exterior wall studs were found to be impaired do to rusting. Charles
R. Tutwiler and Associates, Inc. was retained by the Board of Directors.
State Farm offered $491,128.00 for repairs. After
final arbitration $11,300,000.00 was awarded a $10,808,872.00
INCREASE, or more than 23 TIMES the original insurance company offer.
Through a series of videographed testimonies, 3d animations and
photographic evidence you are presented everything necessary for
a thorough understanding of the comprehensive nature of this claim.
Professional verbatim transcripts of all
videos have been provided to aid the hearing impaired.
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Start here. Charles "Dick" Tutwiler, CEO and founder of
Charles R. Tutwiler and Associates, Inc. takes the leadership role
and sets the tone by providing a frank description of the property,
the nature of the damage and the mitigating circumstances that surround
this condominium association's insurance claim at Three Palms Point.
The viewer will be left with a firm understanding of the issues
at hand, as well as an appreciation of the vital nature of the necessary
repairs. This is a 45 mb/3 min. 36 sec.
high resolution, mpeg video with audio prepared for all the most
popular types of default media players. Download times will vary
depending upon your connection speed.
 
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Roy Kerns, principal at the Tampa Bay structural engineering consulting
firm, Kerns, Whitehouse & Associates, gives a brief explanation
of the statistical methodology used in ascertaining the extent of
damage at Three Palms Point. This is a 30.5
mb/2 min. 19 sec. high resolution, mpeg video with audio
prepared for all the most popular types of default media players.
Download times will vary depending upon your
connection speed.
 
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A short 3D animation mapping the primary damage areas of sliding
glass doors and their typical location within the representative
units at Three Palms Point. This is an 8.55
mb/26 sec. mpeg, medium resolution
3D presentation with audio prepared for all the most popular types
of default media players. Download times will vary
depending upon your connection speed.
 
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A short running photographic anthology of hidden decay discovered
at Three Palms Point. This is a 7.7 mb/21
sec. mpeg, high resolution video slideshow without audio
prepared for all the most popular types of default media players.
Download times will vary depending upon your
connection speed.

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A short running photographic anthology of hidden decay discovered
at Three Palms Point. This is a 7.6 mb/21
sec. mpeg, high resolution video slideshow without audio
prepared for all the most popular types of default media players.
Download times will vary depending upon your
connection speed.

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A short running photographic anthology of hidden decay discovered
at Three Palms Point. This is a 7.7 mb/21
sec. mpeg, high resolution video slideshow without audio
prepared for all the most popular types of default media players.
Download times will vary depending upon your
connection speed.

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A short running photographic anthology of hidden decay discovered
at Three Palms Point. This is a 8.85 mb/24
sec. mpeg, high resolution video slideshow without audio
prepared for all the most popular types of default media players.
Download times will vary depending upon your
connection speed.

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A short 3D animation mapping the primary damage areas of window
assemblies within the representative units at Three Palms Point.
This is an 8.3 mb/27 sec. mpeg, medium
resolution 3D presentation without audio prepared for all the most
popular types of default media players. Download times will vary
depending upon your connection speed.

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A short 3D animation mapping one of the relative locations of damaged
window assemblies within the representative units at Three Palms
Point. This is a 45 mb/10 sec. mpeg,
medium resolution 3D presentation without audio prepared for all
the most popular types of default media players. Download times
will vary depending upon your connection speed.

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A short 3D animation mapping another relative location of damaged
window assemblies within the representative units at Three Palms
Point. This is a 45 mb/10 sec. mpeg,
medium resolution 3D presentation without audio prepared for all
the most popular types of default media players. Download times
will vary depending upon your connection speed.

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Dave Miller, Vice President and principal of Largo, Florida's general
contracting firm, Wilson & Keyhoe Corporation, gives a poignant
and notably candid account of the pilot repair project undertaken
at Three Palms Point. Mr. Miller describes the key points of the
project and both the damages and difficulties found during the repair
process from both a professional builder's perspective as well as
demonstrating a professional level of towards the policyholder's
experience. This is a 61 mb/4 min. 37 sec.
mpeg, high resolution video with audio prepared for all the most
popular types of default media players. Download times will vary
depending upon your connection speed.
 
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Mr. Tutwiler's 22+ years of expertise as a public adjuster comes to bear as he
gives a concise explanation of the claim process at Three Palms Point. Charles
"Dick" Tutwiler, C.P.C.L.A., P.C.L.A., describes in detail both the
originally known and later discovered damages and the presence of asbestos. Mr.
Tutwiler further details the exact methodology used in extrapolating
the total cost of repairs and shows himself to be not only a meticulous practical
scientist within the loss adjusting field, but also ethically credible as he carefully
dilineates between policy requirements, other options taken by the policyholders
and payment already rendered by State Farm. This
is a 70.2 mb/5 min. 45 sec. mpeg, high resolution video with audio prepared
for all the most popular types of default media players. Download times will vary
depending upon your connection speed.
 
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We
are public adjusters and property loss consultants loss appraisers,
investigating property damage, documenting evidence, filing claims,
negotiating with insurance companies and representing YOU, the policyholder exclusively. Our clients are the insured policyholders - property owners and business owners telling the story of increased insurance settlements, full policy limits paid and successful recovery from hurricanes, fires, sinkholes, hidden decay, water and smoke damage and other property loss insurance claims and catastrophic (CAT) disasters. Examine our SUCCESS STORIES LIBRARY, PAGE
1, PAGE
2, PAGE
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5. You will discover you are not the only person who
has had to deal with the frustrations, the worries, and the inconvenience
that follows a loss. Call our National Toll Free Number: 1.800.321.4488 or email
us at tutwiler@publicadjuster.com. We will discuss your
loss and help ease you through your crisis.
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