Tutwiler Success Stories

Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award

Palm Gardens Condo Association turns to Public Adjuster and achieves a $4.7 million award

A category 5 hurricane is the highest category of hurricane with winds exceeding 157 miles per hour which could mean near total destruction to anything in its path. On September 6th, 2017, Hurricane Irma made landfall in the U.S. Virgin Islands as a category 5 hurricane. The Palm Gardens Condo Association located on the island of St. Thomas fell victim to the high winds and torrential rain brought on by Irma. Immediately following the hurricane, Palm Gardens retained Tutwiler and Associates Public Adjusters to assist with their insurance claim. After taking charge of the property damage claim and through detailed negotiations, the association was awarded $4.7 million dollars to restore their condominium complex to its former beauty.


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Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association

Public Adjuster negotiates multi-million dollar settlement for St. Thomas Condo Association

On September 6, 2017 Hurricane Irma hit St. Thomas, an island located in the U.S. Virgin Islands. As a category 5 hurricane, Irma left devastation in its aftermath. The Plantation Manor Condominium Association suffered major damage to its foundation, windows, roof, and business personal property.  Realizing the extent of the damage, Plantation Manor retained Tutwiler and Associates Public Adjusters to help manage and negotiate the property claim with the insurance company. The final claim settlement was finalized at over $2.7 million dollars awarded to the insured so they are able to begin their repairs to the property.


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Public Adjuster wins 630% insurance claim settlement increase for Key West hotel

Public Adjuster wins 630% insurance claim settlement increase for Key West hotel

South Street Hospitality LLC owns the Seashell Hotel, a quaint lodging for adults and young adults in Downtown Key West. This property, which consists of several buildings of differing construction and historic significance, was significantly damaged by Hurricane Irma. 

The property owners, having had prior experience with Tutwiler and Associates, immediately got in touch with us to handle their claim. Florida Public Adjuster Michael Platts, with over thirty years of property insurance claims experience immediately set forth to establish the available coverages, damages, and costs to restore the landmark to its former glory. 

After submitting a comprehensive and detailed package detailing the loss, and a subsequent protracted fight over policy language and actual damages to the property, Michael was able to effect a payment to the property owners by their insurance company of nearly 630% greater than the carriers initial and inadequate payment of $59,449.


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Thorough inspection yields successful Hurricane Matthew settlement

Thorough inspection yields successful Hurricane Matthew settlement

The Holiday Inn Express located on N. Atlantic Blvd. in Daytona Beach, FL was another hotel owned by our client that was damaged in the October 7th hurricane. While each of the hotel losses we handled were damaged by the hurricane, depending on the wind and water impact, the damages were often different. Thus, it required a thorough inspection of the building including a room-by-room inspection and testing to determine the full scope of repairs required. After assessing the covered loss of the building, the contents, and the business interruption (loss of income), we submitted our claim package and this case was settled to our client’s complete satisfaction.


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Attorney turns to Tutwiler for hotel client hurricane recovery

Attorney turns to Tutwiler for hotel client hurricane recovery

The Days Inn in Daytona Beach located on the International Speedway Blvd. was damaged by a hurricane on October 7th, 2016. We were referred to this owner by his attorney who had heard about our many successes in helping other property owners achieve a fair settlement in the hospitality industry.

After a considerable amount of work, including bringing in experts to help with the assessment of damages related to the hurricane, we were able to assemble a loss and damage package to support the demand for payment. The final payment to our client far exceeded the original offer made by the adjusters working for the insurance company. In the end, a fair settlement and satisfied client.


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Auto dealer recoups $437,000 for hurricane insurance claim after initial offer of $35,000

Auto dealer recoups $437,000 for hurricane insurance claim after initial offer of $35,000

Smith Buick GMC located in Melbourne, FL sustained numerous windstorm and water damage to all of the buildings located on site as a result of Hurricane Matthew.  The initial repair estimate provided by the insurance company was around $35,000.00, falling under the insured’s deductible meaning no payment would be made to help restore the dealership to its pre-loss condition.  Smith Buick GMC retained Tutwiler and Associates who helped settle the claim for $437,500.00.


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Policyholder Asks Public Adjuster to Take a Closer Look at Their Pittsburgh Water Damage Claim

Policyholder Asks Public Adjuster to Take a Closer Look at Their Pittsburgh Water Damage Claim

On August 25th a Pittsburgh family of 3 were away enjoying a fun filled family vacation when they received a call from a neighbor that quickly turned their sunshine to clouds. The neighbor called with the horrible news that their garage door was mysteriously open and water was pouring out onto the driveway. At this point panic had sunk in as they had no idea what they were going find when they returned home. The family decided it would be best to call their insurance agent, report the claim and ask for advice to see if they were covered. The agent quickly assured them that they were going to be OK, reported the claim for them and had an insurance company preferred restoration contractor scheduled to mitigate the water damage. Following the phone call with their agent they packed their belongings and knew that it was time to head home to deal with the unfortunate accident. What transpired is a lesson that can benefit all policyholders. Sometimes it pays to have an independent professional look at your claim.


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Public Adjuster Recovers $310K after Initial Insurer Offer of $26K for Water Supply Break

Public Adjuster Recovers $310K after Initial Insurer Offer of $26K for Water Supply Break

Florida is the poster child for winter vacation homes with many homeowners splitting their time between their northern and southern home. But that means a home may be left unattended for 6 months or more. In this claim, the homeowners split their time between New York and Boynton Beach, Florida. They initiated a homeowner’s claim in late July 2017 after receiving notice from a neighbor that water had been pouring out of their house due to a failed refrigerator supply line.  Several days after filing the claim they contacted Tutwiler & Associates for assistance as they were unfamiliar with the property insurance claim process, were worried about receiving a fair settlement and were unable to stay in Florida for the entirety of the claim. 


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Attention to Detail by Public Adjuster Produces Additional $24,000 Claim Settlement for Pittsburgh Area Homeowner

Attention to Detail by Public Adjuster Produces Additional $24,000 Claim Settlement for Pittsburgh Area Homeowner

On February 21, 2018 the policyholder experienced a category 3 water loss in her Carnegie, Pittsburgh home from a broken stack pipe that runs from the second floor bathroom through the kitchen, which in return sent sewage throughout these areas of the home. Immediately upon noticing the damage the homeowner called a restoration company to mitigate the damage and called her insurance company to report the damage. Not knowing what other options she might have, she followed her insurance company’s instructions and sent their claim adjuster a few days later to inspect the loss.


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Hiring Public Adjuster Reaps Additional $35,000 Insurance Claim Settlement

Hiring Public Adjuster Reaps Additional $35,000 Insurance Claim Settlement

After receiving a low initial offer from their insurance company for a water damage claim resulting from a leaking shower pan on the 2nd floor, these Lithia, Fl homeowners decided to see if a public insurance adjuster could help them with their insurance claim. They contacted Tampa Public Adjuster, Scott Luginski and indicated they were unfamiliar with the claim process and simply did not have the time or knowledge to deal with the frustration of an insurance claim and negotiating a better settlement.  


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