Category 4 Hurricane Ivan damaged this 16-story, 62 unit, upscale condominium on Navarre Beach, Florida. It sustained severe flood and windstorm damage. After nearly three months of the no response from their insurance carrier and facing a $650,000 deductible, the Condominium Association's legal counsel advised hiring a public adjusting firm. Tutwiler and Associates, Inc. was retained and negotiated a settlement of $2 million, or $1,350,000 over the policy deductible.