Fire caused extensive damage to this Nakomis, Fl home’s interior. After filing their claim, the insurance company did an inspection and presented the homeowner a settlement estimate for slightly more than $100,000.00. Fortunately, the owner was sophisticated enough to seek out the assistance of a public adjuster for a second opinion. While the actual fire damage was limited to only a couple rooms within the house, there was extensive smoke damage throughout the rest of the house. After several in-depth inspections and meetings with the insurance company’s experts, Keith Grams of Tutwiler & Associates, was able to resolve the claim and negotiate for full policy limits – representing 69% more for the homeowners than the original offer. Keith also completed a full inventory of the damaged contents and settled the personal property claim to the full satisfaction of the homeowners.