Tutwiler Success Stories

Condominium, Condominium Association Property Insurance Claims

Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners

Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners

Ken and Joan spent their working lives in public service, Ken as an educator, and Joan as a nurse. It was their dream to have a vacation home in a warm climate so they purchased a condominium in Bonita Springs, Florida. A contractor error caused a pipe break in a unit above theirs and entirely flooded their home with hundreds of gallons of water. They were notified and drove down to Florida to inspect the damage and meet with their insurance company. That’s when the insurance claim problems began.


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Sarasota Condo Board of Directors Receive  Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement

Sarasota Condo Board of Directors Receive Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement

The public insurance adjusters at Tutwiler & Associates work extremely hard everyday to prove why our industry profession is so valuable to policyholders throughout the United States. We work with potential clients to guide them in their decision making and impress them with our knowledge while they take time to decide their best course of action. We strive to educate policyholders after a serious loss when they are the most vulnerable.  Case in point involves a massive electrical fire that occurred at a condominium on August, 2015 in Sarasota, FL. 


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Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!

Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!

Two years ago, on October 29, 2012 Super Storm Sandy came ashore just south of New York City causing significant flood damage to many buildings in the Financial District and in Battery Park City, New York.  Our firm was on the ground within 3 days post-storm, helping people prepare to file their Sandy insurance claims. We ended up opening an office in the area and stayed a good 6 months. Many of these high-end residential condominium buildings overlook the New York Harbor, Statue of Liberty, and skylines. Tutwiler & Associates Public Adjusters were retained to represent one of these tower communities.


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Public Adjuster Assists Condominium Board Negotiate Fire Claim and Assignment of Benefits Issue

Public Adjuster Assists Condominium Board Negotiate Fire Claim and Assignment of Benefits Issue

On December 1, 2012 something caught fire on the back balcony of this two story condominium complex located on Treasure Island, FL. resulting in fire, water, and smoke damage to the property. Immediately after the fire, the Condominium Board decided to hire a contractor to repair the damage.  Normally, this is the typical procedure many COA’s take. However, in this claim, there were many others issues complicating the loss, which the contractor could not legally address.  Specifically, there were many insurance claim adjusting issues with respect to the extent of the fire and smoke damage in addition to Law & Ordinance & Code Upgrade requirements the were being enforced by the county building department.  Pursuant to the Florida SB408 (Chapter 2011-39) there are provisions that strictly prohibits contractors from adjusting insurance claims unless the contractor also holds a public adjuster license. However, the new law also prevents contractors holding a public adjuster license from doing any type of reconstruction, repair, or restoration of damaged property on the same loss, since it would represents a clear conflict of interest. 


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Public Adjuster's Persistence Expedites Hurricane Damage Settlement for Condo Association

Public Adjuster's Persistence Expedites Hurricane Damage Settlement for Condo Association

As a result from Hurricane Jeanne, Royal Stewart Arms #3 Inc. incurred damages to their roof.  A disagreement between the Condominium Association and their insurance carrier resulted in Michael Platts of Tutwiler and Associates being retained.


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Quick Turn-around for Condo Association Tropical Storm Debby Flood Claim

Quick Turn-around for Condo Association Tropical Storm Debby Flood Claim

Tropical Storm Debby slammed the west coast of Florida on June 24, 2012, bringing heavy wind and rain resulting in wide-spread flooding.  The Palm of Madeira Resort Condominium Association hired public adjuster Michael Platts of Tutwiler & Associates based upon prior contacts resulting from a previous loss.


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Tutwiler Turns Around Claim Denial for Condo Association

Tutwiler Turns Around Claim Denial for Condo Association

Ocean Palms Condominium is a 38-floor, 262-unit very high-end condominium located in Hollywood Beach, FL.  On November 11, 2011 Ocean Palms suffered a stoppage in the building’s plumbing system that resulted in multiple floor and units being damaged. The association immediately hired restoration people to clean up the areas affected.


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Condo Fire Client Benefits When Everyone is Allowed to Play Their Proper Role

Condo Fire Client Benefits When Everyone is Allowed to Play Their Proper Role

On November 9, 2011 a large fire erupted in an upscale Largo, Florida condominium building as a result of a cooking accident by one of the building’s unit owners, causing extensive fire, water and smoke damage to the building and all property owned by the unit owners.


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Tutwiler Recovers Hidden Decay Claim for Upscale Condo

Tutwiler Recovers Hidden Decay Claim for Upscale Condo

Beach Cottage Condominium, in Indian Rocks Beach, Fl is a high end condominium complex composed of two residential buildings, a parking garage, pool deck with swimming pool, and spa.  While planning for routine maintenance and repair scheduling a professional engineer discovered hidden decay in various parts of the buildings.


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Winter Home Condo Unit Damaged By Water

Winter Home Condo Unit Damaged By Water

On October 25, 2010 a main water line was discovered to have burst in a second floor unit allowing for large amounts of water to enter into the first floor unit for an unspecified period of time.  Water was pouring out of the ceiling light fixtures and air vents causing direct physical damage to...


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