Tutwiler Success Stories

Residential, Homeowner Association Insurance Claims

This is the description for the Residential category. This is the description for the Residential category.This is the description for the Residential category.

Tampa Public Adjuster Facilitates Win Win on Rental Home Fire Claim

Tampa Public Adjuster Facilitates Win Win on Rental Home Fire Claim

On December 29, 2013 this rental home in Tampa, Fl. caught fire due to a cooking accident caused by the owner’s tenant.  Sadly, the tenant had no renters insurance and they lost everything. In this particular case, the owner was savvy enough not to make any quick decisions and hired a contractor to specifically board-up and secure the property as required by the insurance policy.  He then patiently waited for his insurance company claims adjuster to provide a repair estimate.  After waiting and waiting the owner quickly realized he was not getting anywhere fast.  He then decided to search for help and for some reason remembered the words “Public Adjuster”.  Soon thereafter, public adjuster Rick Tutwiler was called in to assist.


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Windemere Florida Public Adjuster Negotiates Fair Settlement to Water Damaged Custom Home

Windemere Florida Public Adjuster Negotiates Fair Settlement to Water Damaged Custom Home

On September 5, 2013 a water supply line burst in this upscale custom home in Windemere, FL causing significant damage to the master wing section.  During inspection, it was noted that the wood flooring was continual throughout the entire home. Replacing the floor would require extensive demolition as custom stonework, cabinetry, a fire place, and custom bar had all been built on top of the wood flooring. 


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Tampa Public Adjuster Helps Save Christmas After Disastrous Fire Loss

Tampa Public Adjuster Helps Save Christmas After Disastrous Fire Loss

On November 29, 2013 a fire broke-out at this 2 story home located in Tampa, FL causing significant fire, water, and smoke damage to the structure and families personal belongings.  Immediately after the fire, many different types of vendors offering their services approached the property owner.  They included various Emergency Service Contractors and local Public Adjuster “chasers.”  At this most vulnerable time, the owners keenly recognized that it was in their best interest to stay away from the majority of these people simply because they did not know who they were and seemed like opportunists.  They knew not to sign contracts with any firm until they had a chance to think about it and check references. 


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Tropical Storm Debby Causes Sewer Back-Up & Roof Damage in Luxury Home

Tropical Storm Debby Causes Sewer Back-Up & Roof Damage in Luxury Home

On June 24, 2012 Tropical Storm Debby came ashore from the Gulf of Mexico and stalled out over the central State of Florida for multiple days, subsequently inundating the State with heavy rain, wind, and tornadoes.  The damage was so severe and widespread that our Governor Rick Scott declared a State of Emergency.


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Lido Beach Flood Damaged Home Restored with Help of Public Adjuster

Lido Beach Flood Damaged Home Restored with Help of Public Adjuster

On October 29, 2012, Superstorm Sandy came ashore causing extensive flood damage to this luxury home located on Lido Beach, New York.  After waiting nearly 5 weeks for a flood adjuster to simply call and schedule an appointment, the property owner’s realized they could not wait any longer and decided to hire the professional services of Tutwiler and Associates Public Insurance Adjusters to help them document the loss and damages.  Shortly thereafter, Public Adjuster Rick Tutwiler was retained and the process began.


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Public Adjuster Helps Expedite Repairs to Flood Damage Caused by Sandy to Save the Holidays for Babylon, NY Family Estate

Public Adjuster Helps Expedite Repairs to Flood Damage Caused by Sandy to Save the Holidays for Babylon, NY Family Estate

As we all know, Super Storm Sandy caused significant flood and wind damage to many large estates and residential properties throughout the States of New Jersey and New York.


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Proper Adjuster Inspection Yields Fair Settlement for Sandy Damage to Waterfront Estate

Proper Adjuster Inspection Yields Fair Settlement for Sandy Damage to Waterfront Estate

This large estate located in Babylon, New York sustained flood damage as a result of the rising waters caused by Sandy. However the severe damage was mainly limited to the crawlspace.  This presented a major challenge, especially as it related to the scope and method of repair due to the way this structure was built.  Additionally, the flood insurance adjuster sent out by the insurance carrier felt that no water entered into the first level of the home, which upon proper inspection by our team, was simply not accurate.


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Astonishing Sinkhole Settlement - Claims Adjuster Keith Grams Obtains 622% More for Tampa Family’s Sinkhole Insurance Claim

Astonishing Sinkhole Settlement - Claims Adjuster Keith Grams Obtains 622% More for Tampa Family’s Sinkhole Insurance Claim

This Tampa family trusted their insurance company to do the right thing when they made a claim for possible sinkhole activity.


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Grams Negotiates a 133% Increase in Tampa Family’s Sinkhole Insurance Claim

Grams Negotiates a 133% Increase in Tampa Family’s Sinkhole Insurance Claim

When this Tampa family’s new insurance company required cracks on the outside walls to be fixed before they would provide homeowners insurance, they realized that sinkhole activity could be causing the cracks.


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Another Sinkhole Denial – Another Policy Limits Settlement

Another Sinkhole Denial – Another Policy Limits Settlement

When this Spring Hill homeowner began noticing cracks around the pool deck and his floor tile buckled, he knew something bad was happening. Then, his suspicions were confirmed when testing identified sinkhole activity at his next-door neighbor’s house. He made a claim with his insurance company fully expecting to be treated fairly. Unfortunately, after testing his house, the insurance company denied his sinkhole claim citing a myriad of policy exclusions. At the recommendation of his neighbor, the homeowner contacted public adjuster Keith Grams of Tutwiler & Associates to represent him in his claim.


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