During a heavy overnight rainstorm in June 2020 a large amount of water gathered on the rear portion of a commercial structure in Tampa, FL.  Due to the extreme weight of the water the rear portion of the roof failed causing a severe collapse.  This created an opening in the structure which allowed large amounts of water to enter the building.  Structural damage was present along with damages to the entire roof system, interior walls, flooring, and finishes.  Additionally, a large amount of business personal property had sustained damage.  Recognizing the severity of the damage and potential claim issues the client retained, Public Adjuster Scott Luginski.  Scott wasted no time to review the policy, assess and discuss coverage with the carrier and quickly obtain a six-figure advance payment for the policyholder.  Scott was then able to manage the entire claim (allowing the policyholder to resume daily business activities), meet with the insurance company personnel numerous times (including adjusters, consultants and experts) and pinpoint all damages to provide an accurate scope of work necessary to return the structure to pre-loss conditions.  Ultimately, Scott was able to obtain a settlement exceeding $420,000.

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A thriving furniture manufacturing plant located in NE Mississippi builds 3,500 sofas, loveseats and recliners each day out of its 1,000,000 square foot facility. The finished goods are stored then shipped from the warehouse to numerous retailers nationwide.  In January of 2018, an accidental fire occurred destroying 400,000 square feet of the insured’s building, along with almost $10 million of finished goods and raw materials. The insurance company was immediately notified and promptly investigated the claim.

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A strip center in Tampa’s historic Ybor City caught fire destroying half of the building, a retail/manufacturing business and damaged the other section of the building rented to another tenant. The cause and origin of the fire was not suspicious, thus all the property owners needed to do was seemingly settle the claim with their insurance company. And here is where the trouble started.  

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In July of 2009, Matrix Inc. an online sporting goods retailer and located in Safety Harbor, FL experienced a devastating fire in their main warehouse destroying the majority of their inventory. Tutwiler & Associates was hired with Michael Platts as the lead public adjuster assisted by Mr. Rick Tutwiler due to the size and complexity of the loss. The Tutwiler team realized the need to expedite the claim in order to get the client back into business.

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Hurricane causes major damage, insurance carrier says they will not pay! Read how Tutwiler and Associates save the day...

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Delco Oil Company Warehouse; collapse/hidden decay. $1.6 million in amicable settlement negotiated with Fireman's Fund Insurance by Tutwiler and Associates, Inc…

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Tutwiler and Associates, Inc. was able to get policy limits paid twice, with the insured retaining salvage…

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New York City Garment District Design & Manufacturer: One of the world's leading designers and manufacturers of women’s formal evening gowns suffered a fire in their design studio in the New York City...

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Public adjusters negotiate settlement for policyholder after claim was denied…

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Alps representatives spent months working directly with insurance company officials, but the settlement offer they received was inadequate. Alps' attorney then recommended they contact Tutwiler & Associates for assistance. Keith Grams quickly…

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