Tutwiler Success Stories

Articles for 'hurricane'

Public Adjuster Recovers $310K after Initial Insurer Offer of $26K for Water Supply Break

Public Adjuster Recovers $310K after Initial Insurer Offer of $26K for Water Supply Break

Florida is the poster child for winter vacation homes with many homeowners splitting their time between their northern and southern home. But that means a home may be left unattended for 6 months or more. In this claim, the homeowners split their time between New York and Boynton Beach, Florida. They initiated a homeowner’s claim in late July 2017 after receiving notice from a neighbor that water had been pouring out of their house due to a failed refrigerator supply line.  Several days after filing the claim they contacted Tutwiler & Associates for assistance as they were unfamiliar with the property insurance claim process, were worried about receiving a fair settlement and were unable to stay in Florida for the entirety of the claim. 


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Public Adjuster Negotiates Tenfold Higher Settlement for Swiss Family’s Upscale Miami Condominium Penthouse Property

Public Adjuster Negotiates Tenfold Higher Settlement for Swiss Family’s Upscale Miami Condominium Penthouse Property

Hurricane Irma struck South Florida as a Cat 1 hurricane. Even though it was downgraded from a Cat 3 hurricane, it still caused significant damage throughout Florida. Our client, who is a resident of Switzerland, sustained damage to their high rise condominium penthouse located in Miami Beach, Florida. Window seals were blown out of the luxurious top floor penthouse allowing water, driven by high winds, to enter the unit on both floors staining the stone flooring and causing other damages to the home. 


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Claims Adjuster Mike Stabile Negotiates 429% Insurance Claim Settlement Increase on Hurricane Matthew Claim

Claims Adjuster Mike Stabile Negotiates 429% Insurance Claim Settlement Increase on Hurricane Matthew Claim

When Hurricane Matthew worked its way north in the Atlantic barely off of the east coast of Florida in September of 2016, many homes and businesses were damaged by wind, rain and flood waters. In a catastrophic event, many homeowners are not provided with an in-depth investigation by their insurance company claims adjuster. Instead, the insurance company adjusters jump from home to home missing many critical and costly damages. As such, the actual scope of loss and damages is not effectively addressed leaving homeowners with nowhere near the funds they will need to pay for the repairs necessary to restore their home to its former beauty. In fact, there are frequently times that major structural damages and costly items such as building code upgrades go unaddressed. Such is the case with this homeowner in the Daytona area. After realizing they would not have enough money to repair their home and more importantly that their home was unsafe to live in due to structural damages to the roof, the homeowner retained the services of public adjuster Mike Stabile. He quickly identified damages supposedly missed by the insurance company adjuster and resubmitted the claim.  Through Mike’s diligence, attention to detail and negotiation skills, he was able to recover all the funds necessary for the homeowner to fully restore their home. 


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Sarasota Condo Board of Directors Receive  Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement

Sarasota Condo Board of Directors Receive Runaround Before Public Adjuster Helps Facilitate a Substantial Settlement

The public insurance adjusters at Tutwiler & Associates work extremely hard everyday to prove why our industry profession is so valuable to policyholders throughout the United States. We work with potential clients to guide them in their decision making and impress them with our knowledge while they take time to decide their best course of action. We strive to educate policyholders after a serious loss when they are the most vulnerable.  Case in point involves a massive electrical fire that occurred at a condominium on August, 2015 in Sarasota, FL. 


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Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!

Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!

Two years ago, on October 29, 2012 Super Storm Sandy came ashore just south of New York City causing significant flood damage to many buildings in the Financial District and in Battery Park City, New York.  Our firm was on the ground within 3 days post-storm, helping people prepare to file their Sandy insurance claims. We ended up opening an office in the area and stayed a good 6 months. Many of these high-end residential condominium buildings overlook the New York Harbor, Statue of Liberty, and skylines. Tutwiler & Associates Public Adjusters were retained to represent one of these tower communities.


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Public Adjuster Secures Large Property Insurance Settlement for Hollywood Actress

Public Adjuster Secures Large Property Insurance Settlement for Hollywood Actress

In 2005, hurricanes Katrina and Wilma struck South Florida with a vengeance. Five years after the initial storm,  Public Adjuster Ed Collier of Tutwiler and Associates was asked to examine a claim on behalf of a Hollywood actress who owned a high-end custom built home in the Miami-Dade area that was heavily damaged by the two hurricanes. You may be asking, “How can the Public Adjuster help almost 5 years after the fact?” 


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St. Petersburg Public Adjuster Helps Family Battle Citizens On Fire Claim – Wins Case

St. Petersburg Public Adjuster Helps Family Battle Citizens On Fire Claim – Wins Case

Background: 
On January 14, 2011 just after celebrating the Christmas holidays, a perilous fire erupted in St. Petersburg, FL causing massive damage throughout the Sheldon family home.  Lucky to have survived the fire, the husband and wife team and devoted parents quickly caught their breath and proceeded to make the best out of the situation assuming their insurance company would help them by responding the same.  They had no idea that this would turned into a 3 ½ year ordeal that would bring nothing but stress and heartache upon this strong family who lost everything.


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Large Commercial Shopping Center Needs Claims Push by Public Adjuster to Resolve Loss

Large Commercial Shopping Center Needs Claims Push by Public Adjuster to Resolve Loss

On June 24, 2012 Tropical Storm Debby passed over the central State of Florida causing significant flood damage to this commercial shopping center’s two buildings located in Port Richey, FL. 

Immediately following the loss, the insured immediately reported the claims to the insurance company covering the property and hired Public Adjuster, Rick Tutwiler to assist with the claims process.


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Charter School Collects Huge For Both Wind & Flood Damage

Charter School Collects Huge For Both Wind & Flood Damage

New Orleans Middle School Advocates, Inc. is a private charter school located in the City of New Orleans. The district has three (3) school buildings that serve 701 students in grades KG through 8.  As a result of Hurricane Katrina...


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Public Adjuster's Persistence Expedites Hurricane Damage Settlement for Condo Association

Public Adjuster's Persistence Expedites Hurricane Damage Settlement for Condo Association

As a result from Hurricane Jeanne, Royal Stewart Arms #3 Inc. incurred damages to their roof.  A disagreement between the Condominium Association and their insurance carrier resulted in Michael Platts of Tutwiler and Associates being retained.


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