Tutwiler Success Stories

Entries for 'water damage'

Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners

Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners

Ken and Joan spent their working lives in public service, Ken as an educator, and Joan as a nurse. It was their dream to have a vacation home in a warm climate so they purchased a condominium in Bonita Springs, Florida. A contractor error caused a pipe break in a unit above theirs and entirely flooded their home with hundreds of gallons of water. They were notified and drove down to Florida to inspect the damage and meet with their insurance company. That’s when the insurance claim problems began.


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Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!

Flood Claims Denied…Tutwiler & Associates Public Adjusters Fought for Reversal & Won!

Two years ago, on October 29, 2012 Super Storm Sandy came ashore just south of New York City causing significant flood damage to many buildings in the Financial District and in Battery Park City, New York.  Our firm was on the ground within 3 days post-storm, helping people prepare to file their Sandy insurance claims. We ended up opening an office in the area and stayed a good 6 months. Many of these high-end residential condominium buildings overlook the New York Harbor, Statue of Liberty, and skylines. Tutwiler & Associates Public Adjusters were retained to represent one of these tower communities.


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Public Adjuster Secures Large Property Insurance Settlement for Hollywood Actress

Public Adjuster Secures Large Property Insurance Settlement for Hollywood Actress

In 2005, hurricanes Katrina and Wilma struck South Florida with a vengeance. Five years after the initial storm,  Public Adjuster Ed Collier of Tutwiler and Associates was asked to examine a claim on behalf of a Hollywood actress who owned a high-end custom built home in the Miami-Dade area that was heavily damaged by the two hurricanes. You may be asking, “How can the Public Adjuster help almost 5 years after the fact?” 


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Public Adjuster Helps Hampton, New York Homeowner Win Battle On Ice Dam & Winter Storm Damage Insurance Claim Dispute

Public Adjuster Helps Hampton, New York Homeowner Win Battle On Ice Dam & Winter Storm Damage Insurance Claim Dispute

On February 2, 2014 the owner of this upscale estate discovered massive amounts of water damage to the inside of the home.  The insured property owner promptly called his agent who in turn notified the insurance company.  The owner then called, New York Public Adjuster, Mr. Rick Tutwiler of Tutwiler & Associates Public Adjusters to manage the insurance claim…


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Naples Florida Public Adjuster Rick Tutwiler Collects $519,962 on Water Damage Claim

Naples Florida Public Adjuster Rick Tutwiler Collects $519,962 on Water Damage Claim

After six and half years of battling their insurance company for low repairs estimates, this Naples, Florida homeowner obtains a much larger settlement with the help of professional public adjuster Rick Tutwiler...  


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Windemere Florida Public Adjuster Negotiates Fair Settlement to Water Damaged Custom Home

Windemere Florida Public Adjuster Negotiates Fair Settlement to Water Damaged Custom Home

On September 5, 2013 a water supply line burst in this upscale custom home in Windemere, FL causing significant damage to the master wing section.  During inspection, it was noted that the wood flooring was continual throughout the entire home. Replacing the floor would require extensive demolition as custom stonework, cabinetry, a fire place, and custom bar had all been built on top of the wood flooring. 


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Good Preparation Helps Apartment Recover Insurance Claim for Fire, Water, Smoke Damage & Business Interruption

Good Preparation Helps Apartment Recover Insurance Claim for Fire, Water, Smoke Damage & Business Interruption

On May 24, 2013 a large fire erupted at this multi-story commercial apartment building in Indian Rocks Beach, Florida resulting in significant damage from the fire, smoke, and water damage to their personal business property as well as loss of rental income.  Upon learning of the extensive damages incurred and the complexity of the claim, the owner realized he needed professional adjusting help and contacted Tutwiler & Associates to discuss their insurance claim.  Public adjuster Rick Tutwiler was hired soon after to manage the claim.  Following multiple inspections and documentation of all aspects of the loss, Mr. Tutwiler prepared the claim detail for the building, personal property, and loss of rents.  Getting a public adjuster involved early paid off and avoided many of the mistakes policyholders make when trying to handle the claim themselves. As a result of the claim preparation, the carrier made payments, which totaled $279,239.


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Public Adjusters Help Long Island Church Recover from Major Pipe Freeze & Water Damage in Hempstead, NY

Public Adjusters Help Long Island Church Recover from Major Pipe Freeze & Water Damage in Hempstead, NY

This large church located in Hempstead, New York recently sustained severe loss and damages as a result of frozen pipe breaks and subsequent water damage.  Among the damage to the property was multiple pipe breaks in the plumbing and sprinkler system, water damage to the plaster ceilings and walls, wet insulation, ceiling grid system, water damaged electrical, carpet damage, damage to the upholstered pews, and severe damage to the churches digital music soundboard and orchestra system. 


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Tropical Storm Debby Causes Sewer Back-Up & Roof Damage in Luxury Home

Tropical Storm Debby Causes Sewer Back-Up & Roof Damage in Luxury Home

On June 24, 2012 Tropical Storm Debby came ashore from the Gulf of Mexico and stalled out over the central State of Florida for multiple days, subsequently inundating the State with heavy rain, wind, and tornadoes.  The damage was so severe and widespread that our Governor Rick Scott declared a State of Emergency.


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Large Commercial Shopping Center Needs Claims Push by Public Adjuster to Resolve Loss

Large Commercial Shopping Center Needs Claims Push by Public Adjuster to Resolve Loss

On June 24, 2012 Tropical Storm Debby passed over the central State of Florida causing significant flood damage to this commercial shopping center’s two buildings located in Port Richey, FL. 

Immediately following the loss, the insured immediately reported the claims to the insurance company covering the property and hired Public Adjuster, Rick Tutwiler to assist with the claims process.


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