Many homeowners do not fully understand their property insurance policies and are at a disadvantage when negotiating with their insurers needed after a fire, theft, hurricane, or other disaster...

United Policyholders Executive Director Bach interviews seasoned Florida public adjuster Charles "Dick" Tutwiler on a variety of topics including the state of the profession and when it makes sense to hire a public adjuster.

The business of claims is conducted through words. From the first notice of loss, the assignment of a claim, the investigation of coverage, the negotiations and ultimately the settlement, all turn oral and various forms of written words...

As a result of the "insurance crisis" in Florida...

Insurance, what you do not know or understand can and will cause you great financial harm should the winds of fate blow against you...

1. Know Your Policy

2. File Claims as Soon as Possible

3. Provide Complete, Correct Information...

The current financial crisis and meltdown in real estate has affected Florida in an unprecedented way. Not since the late 1920's great Florida land bust have we seen...

Our exposure to financial risks and ruin in today's society has changed, driven in part by large natural disasters and in other ways by...

Where would we be if there were no individuals willing to begin something? Willing to blaze trails, or to be vulnerable for the sake of progress? Well, I don't know about you, but...

Florida's four-hurricane season exposed a looming threat to the states property insurance industry, according to industry leaders gathered for the annual conference of the Windstorm Insurance Network. Now they just have to agree which threat is...

Given the popularity of condominium ownership, one would assume the lure and seductive attraction is the promise (or illusion) of hassle-free ownership of this type of real estate.  This may in part be validated by the unit owner paying their monthly maintenance fee and the occasional special assessment for repair and upkeep, thus avoiding the hands on involvement of owning single-family detached housing.

Summer in Florida heralds the end of one high season and the beginning of another. With summer now upon us, most of our winter residents and spring breakers have headed...

On a good day most I think would agree the work of an insurance adjuster is difficult with challenges that are many and varied. Given the nature of the beast, the adjusting process for the most part can be described as...

Angry that your insurance company is not moving as fast with that claim check as you would like? Or maybe the adjuster's offer is less than...

Dick Tutwiler was featured by his Alma matter, Marshall University in a book Profiles in Prominence.