Disaster Planning

Policyholder Question on Changing Hurricane Deductible

by Charles R. Tutwiler on 11/7/2013

Q. Could one choose to have a larger deductible on hurricane insurance? For example; a 20% or 30% deductible on a $100,000 home? What would be the savings as opposed to a 10% deductible?

Natural Disasters--The Road Home and the Path Forward on Property Insurance….and Hopefully a Little Help from Our Political Friends

by Charles R. Tutwiler on 10/27/2013

With Super Storm Sandy’s anniversary at hand, not surprisingly, the national media is running a lot of stories on this Frankenstorm Halloween weather event. Having been there with our firm’s troops, we can bear witness to the awful devastation and impact on the communities and their residents lives from Sandy’s furry.
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Remembering Superstorm Sandy and its Impact on the 2013 Hurricane Season

by Charles R. Tutwiler on 9/11/2013

On September 11th last year, Rick and I flew to New York City for a planned meeting with Anderson Kill Loss Advisors, a group of the nation’s top public adjusters at the Manhattan law offices of Anderson Kill. The purpose of the meeting was to meet and discuss current events and future plans for this team of professional adjusters, whom we are proud to be a member. Little did any of us know what would be coming a month and a half later.
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The Coming Hurricane Winds of Skyrocketing Flood Insurance Premiums

by Charles R. Tutwiler on 9/4/2013

The media is finally waking up to the major increase policyholders will see in their flood insurance policies. Our public adjusters are already seeing an impact on the insurance claims market. Here’s my take based on our assistance to Superstorm Sandy victims and our dealings with the NFIP over the years.

2.4 million Floridians live less than four feet above the high tide line along our coastal shores. Given the astonishing number of properties and people this represents, the cost prohibitive increases in the National Flood Insurance Program (NFIP) and the severe ramifications that will follow, deserve more attention and debate.

Policyholder Question on Changing Hurricane Deductible

Natural Disasters--The Road Home and the Path Forward on Property Insurance….and Hopefully a Little Help from Our Political Friends

Remembering Superstorm Sandy and its Impact on the 2013 Hurricane Season

The Coming Hurricane Winds of Skyrocketing Flood Insurance Premiums

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