On Property Insurance Claim Tips Blog

Tips for Handling Your Hurricane Harvey Flood Claim from Public Insurance Adjusters

Tips for Handling Your Hurricane Harvey Flood Claim from Public Insurance Adjusters

I asked my talented staff of public adjusters to share some of the best tips they could think of for handling a flood claim. The following are some tips that hopefully will help folks should they have flood coverage.

Flood Damage Claim Tips

  1. Take photographs of all damaged content items including discarded objects, structural damage you intend to claim.
  2. Make a list of damaged or lost items by the room and include their date of purchase, value, and receipts.
  3. Take photographs of the water line (standing flood water levels) both inside and outside the residence. Note how long the water remained in the house if possible. 
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Hurricane Harvey Insurance Claims – Some Common Sense Advice from an Experienced Adjuster

Hurricane Harvey Insurance Claims – Some Common Sense Advice from an Experienced Adjuster

Our hearts go out to all the folks in Texas and Louisiana affected by Hurricane Harvey and the brave first responders risking their safety to assist others. Based on damage reports and our own public adjuster staff who are monitoring the situation, there is no doubt this event will rival Katrina and create insurance claim disputes unlike we’ve seen before. And if property damage wasn’t enough, the loss of power added misery to the mix.  To deal with these perils it behooves property owners to keep their eye on the ball or in this case the money. High percentage hurricane deductibles are being applied and many folks may be surprised that despite their wind or hurricane coverage, they may be out of pocket for the mitigation and replacement costs due to lack of flood coverage or exclusions for water - sewer back-up. 

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Five Reasons to Hire a Public Adjuster for Your Hurricane Harvey Property Insurance Claim

Five Reasons to Hire a Public Adjuster for Your Hurricane Harvey Property Insurance Claim

With widespread property damage expected from Hurricane Harvey, many property owners will be seeking out assistance and advice for their property insurance damage claim. One of the most common questions we receive as these calls come into the office revolves around the benefits of hiring a public insurance adjuster. It still amazes us that so many policyholders have not heard of our profession or understand what public adjusters do. So while we try to educate and not blow our own horn, I’ll try to answer that question in hopes of giving readers a basic understanding of the benefits of hiring public adjusters and the role they play in the insurance claims process. 

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