On Property Insurance Claim Tips Blog

Hiring a Tennessee Licensed Public Insurance Adjuster to Assist with your Tornado Claim

Hiring a Tennessee Licensed Public Insurance Adjuster to Assist with your Tornado Claim

The tornado in Nashville has caused major destruction and significantly impacted business & residential property owners. Our teams are actively engaged with property & business owners, working to help aid in the recovery claims process and are here to help you realize a fair settlement under your policy to help you recover and get your business and life back on its feet. Whenever major storm events like this occur a common question we get from callers is to explain what a Public Adjuster does and why they should hire one. Many callers have never had to deal with a property claim before and frankly have not heard of Public Adjusters. To avoid having our readers searching the web for these answers and hopefully the hype, I’ve placed the information we try to relay below.

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Policyholder Question – Is a Vacation Home Entitled to Additional Living Expenses (ALE)?

Policyholder Question – Is a Vacation Home Entitled to Additional Living Expenses (ALE)?

Q. If the home is a vacation home that is destroyed, are we entitled to ALE? The ALE coverage on the loss statement they sent us says zero but we are going to have to incur multiple airline trips and rental bills in order to set up demolition and then the complete rebuilding of our home. Hope you can help with this information.

A. Thank you for the question and just so you know this is a frequent problem for owners of second homes when there is a loss they must attend to. 

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Hurricane Dorian Should be a Wake-up Call to All

Hurricane Dorian Should be a Wake-up Call to All

Our hearts and prayers go out to all those impacted by Hurricane Dorian. Preliminary reports indicate 13,000 structures destroyed and $25 billion in damage, not to mention the catastrophic flooding. As I’ve listened to all the anxious questions from callers concerned about Dorian and conferred with our Florida Public Adjuster professionals, one common theme prevailed.

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With the Passing of Hurricane Florence, Now Comes the Hard Part

With the Passing of Hurricane Florence, Now Comes the Hard Part

Hopefully folks in the Mid-Atlantic will survive this storm’s wrath with very minimal loss of life or injury, but even one death or serious injury is one to many. And remember serious injuries and death are not limited to the height of a storm. In fact, state and local officials are warning the communities affected, that rising water, flash flooding, storm debris, downed power lines, and wildlife of all sorts are on the move.

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Hurricane Irma Roof Damage - Repair or Replace?

Hurricane Irma Roof Damage - Repair or Replace?

As property owners with insurance claims resulting from Hurricane Irma start to receive settlement offers from their insurance company, our public insurance adjusters continue to field calls and questions from people still struggling through the insurance claims process. One question that frequently comes up involves how much roof damage there must be for the entire roof to be replaced.

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