Public Adjuster Client Reviews & Testimonials

Client Testimonials

Over the years Tutwiler & Associates has been honored to receive many letters from satisfied clients which we are happy to share below. We believe our clients are the best testimony to the type of professionalism and results we try to achieve for each client.

If you are a client or referral source of Tutwiler & Associates we invite you to submit a testimonial about our public adjusting services

"Mike Stabile’s professionalism, integrity, technical expertise, customer service, and compassion are beyond reproach. Mike turned a travesty into a blessing that I will be eternally grateful for. At one point during my Hurricane Michael nightmare a friend referred me to an attorney specializing in battling insurance claims. When I told him that Mike Stabile from Tutwiler was handling my claim he assured me I was in good hands. He stated “if I’m ever a hurricane victim Mike Stabile is the first person I will call”. From that point on, I sat back and let Mike run the show. Using thermal imaging and moisture mapping Mike was able to prove beyond a shadow of a doubt that substantial hidden water damage existed behind the walls and into the subfloor. Mike was able to get over 6 times more than what the insurance company initially offered as “Final” payment. The result was a full policy payout and he even got the $5,000 deductible waived. The process took 6 months but only due to the Insurance company’s lack of cooperation and stall tactics but it was well worth it." Read Testimonial Hurricane Michael Residential Claim
May 01, 2019 12:44
I used Rick and his staff on our home in Mexico Beach. It was the best money I have spent in a long time. We received our check from the insurance company in just a few weeks after Hurricane Michael and for full policy value. I cannot speak highly enough for this firm. Outstanding customer service! Read Letter Hurricane Michael Residential Claim
April 19, 2019 16:16
Rick: Maryna and I both appreciate your successes pertaining to our claim for Hurricane Michael. We realize there’s still more to do before closing the claim, but the bulk of the work has been completed as reflected by your tenacity and sound strategy. Hoisting a few beers is till in the table. My treat. Read Letter Hurricane Michael Residential Claim
April 19, 2019 12:40
We strongly recommend that you retain the services of Tutwiler and Associates as your public adjuster. The sooner you do so the more time you will have to concentrate on restoring the damage to your property instead of arguing with your insurance company. With regard to our commercial fire loss, the initial settlement offer from our insurer was not made in good faith considering that we had already spent almost that amount securing the building and extracting water and smoke from a fire. After Tutwiler assumed negotiations with the insurer, our final settlement represented a whopping 650% increase. Read Letter Commercial Fire Naples, FL
April 19, 2019 10:51
Rick: We appreciate your prompt and diligent service. Your support throughout the hurricane damage and assessment process has been exceptional. It has been been a pleasure getting to know you and we wish you and your family well. Read Letter Hurricane Michael Claim
April 18, 2019 10:03
I am writing to let you know I appreciate the hard work that has gone into my case. It's been a long journey. Rick and Kevin have been compassionate and understanding during this emotional and stressful time. I thank you for that. Read Testimonial Residential Claim
September 11, 2018 13:17
You are a terrific man, and I appreciate you very much.
I spoke to the appraiser, and asked all of your questions in the way that he would have no idea I expected certain answers. He passed with flying colors. 😊 Thank you for arming me with that information, and for making me feel comfortable in that choice.
The fact that you took the time to come back yesterday, and to write the below, tells me everything I need to know about you.
God forbid I ever find myself in need of your services (again) I won’t hesitate to reach out – next time sooner! I will also share my feelings publicly to anyone else who might be in the market for a Public Adjuster!!!
Thank you, from the bottom of my heart!!!
Read Testimonial Homeowner with Impending Appraisal
June 19, 2018 14:38
In Oct. 2017 at 4am I heard a noise outside my BR window, when I got up to investigate, there were a series of 4 electrical explosions, my backyard and deck area was engulfed in flames. Fortunately, I was able to escape. The house was totally consumed within 3hrs as I watched 4 fire companies try to put it out. I ended up in the hospital that night, but soon received a text from a friend who had seen it on the news. Hire a PUBLIC ADJUSTER ASAP, was the msg. I had never heard of one, but then became acquainted with Mr. Zachary Flora from Tutwiler & Assoc. He had left an informational package with my neighbor which I read and then met with him. I was very impressed with his knowledge of the insurance business, how claims work, the difference between insurance adjusters and a public adjuster (one who advocates primarily in the clients best interest). He was friendly, forthright, and most knowledgeable. There was no "hard sell," I felt comfortable speaking with him. He presented cases which he had settled and the noticeable differences in claim amounts offered by the ins. co. I hired him on the spot and am so glad that I did. Read Testimonial Pittsburgh House Fire Explosion
June 19, 2018 13:22
Great work by Keith Grams. Glad I called you again. Read Letter Key West, Fl Hurricane Irma Settlement
June 13, 2018 14:48
Good morning-Yesterday, when I deposited my insurance check at my bank, I was having a discussion with the bank manager. He referenced that on a personal note he was contemplating hiring a public adjuster due to Hurricane Irma issues and his homeowner's. I took the liberty of sharing your business card with him, and praised the quality of work your Firm delivers.
Thank you both for everything Read Testimonial Lisa J. Ackerman - Orlando Property Owner
April 18, 2018 14:04
I'm impressed. For the first time, in about two decades of working with public adjusters, I’m impressed. God bless you sir, all of you at Tutwiler & Associates. - Doug Spurling, Claims Adjuster Read Testimonial Doug Spurling, Insurer Claims Adjuster
April 18, 2018 13:58
My initial claim settlement from my insurance company was $3k which I knew was woefully inadequate and did not address the root cause of the problem. Someone suggested I hire a private adjuster so I did my research and engaged with Scott Luginski at Tutwiler and Associates. My adjuster came to my house, surveyed the damage and told me that he could get more money but the process could take up to six months. True to his word, I signed settlement papers with my insurance company six months to the day I received my first settlement check for a total of $35k. Excellent work by Tutwiler, I would highly recommend Scott at Tutwiler and Associates!! Read Testimonial Pipe Leak Water Damage Insurance Claim - Lithia, FL
April 03, 2018 14:16
Kevin & Rick: I am writing to let you know I appreciate the hard work that has gone into my case.  It's been a long journey for me and I know I've been impatient at times.  I will wait to hear for settlement updates.  Read Testimonial Condominium Water Damage Claim - St. Pete
August 07, 2017 09:32
Zach was referred to me from a mutual friend. We have a property that endured some damage in multiple places throughout the home. He walked us through the process and helped every step of the way! He met us at the property several times. He absolutely went above and beyond for us. He even followed up several times after the repairs were done. I truly can't say enough about amazing service that was provided to us. - Rebecca Leff-Johnston Read Testimonial Pittsburgh Insurance Claim
July 25, 2017 12:29
We felt very confident with Ray assisting us with our claim. We are thankful we had them advocating for us. Read Testimonial Orlando Water Damage Insurance Claim
July 19, 2017 14:49
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Please visit our Success Stories page to see examples of how we have settled property insurance claims for others like yourself.

Contact a public adjuster from Tutwiler & Associates if you have a question or would like a free consultation about a property insurance claim. Or call 1.800.321.4488