On Property Insurance Claim Tips Blog

Panhandle Property Owners - Beware of Mold – Is it Covered?

Those in the Pensacola, Destin, Gulf Breeze and Ft. Walton Beach area who experienced any type of water intrusion from the severe flooding that hit the Panhandle, Florida areas may experience mold infiltration. It can grow unseen for months and create a serious health hazard. In the past, mold damage claims were covered under most property insurance when it resulted from a covered peril, such as a sudden plumbing leak, fire control, storm or other cause covered by your property insurance policy. Insurance carriers have been removing such coverage from their policy forms regardless if it results from a covered peril. In some instances, the insurance companies offer a limited coverage for mold/fungus for an additional premium.

Mold contamination should be taken very seriously as it can cause severe illness to some people and considerable damage to your property. Before the changes to exclude mold coverage from policies, carriers quickly minimized the impact of mold often suggesting a little bleach as a solution. Insurance company representatives often quote the policy exclusions for mold even when some coverage may exist for your mold damage. Tutwiler & Associates can assess your mold damage claim and advise the necessary course of action. Read our Frequently Asked Questions about Mold Claims.

If you have questions regarding any property insurance related issues please call 800.321.4488 or contact a public adjuster to submit a question to one of our insurance claim experts. As always, the public insurance adjusters at Tutwiler and Associates are here to help with any questions you may have. Please visit www.PublicAdjuster.com to stay updated on the insurance claims process and tips for your insurance claim. #PensacolaFlooding #DestinFlooding #FtWaltonFlooding #GulfBreezeFlooding

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